TERMS & CONDITIONS

Last updated: December 4, 2025

Acceptance of Terms

These Terms & Conditions (“Terms”) govern your use of https://www.onelifeaccess.com and all associated services, digital products, memberships, and content provided by One Life Inc. (“OneLifeAccess,” “we,” “us,” or “our”).
By accessing the Site, creating an account, or purchasing or using any Services, you agree to be bound by these Terms.
If you do not agree, you must discontinue use immediately.

Eligibility

To use our Services, you must:

• Be at least 18 years old (or the age of legal majority in your jurisdiction), and
  
• Have the legal capacity to enter into a binding agreement.
  

By using our Services, you represent that you meet these eligibility requirements.

Accounts & Registration

By creating an account, you agree to:

• Provide accurate, current, and complete information
  
• Maintain the confidentiality of your login credentials
  
• Accept responsibility for all activity occurring under your account
  

We reserve the right to suspend or terminate accounts at our discretion, including for violations of these Terms or for misuse, fraud, or suspected unauthorized activity.

Payments, Subscriptions & Refunds

Payments

All payments are processed securely through third-party providers such as Stripe.
You authorize us and our payment processors to charge your payment method for all purchases, subscriptions, or recurring fees.

You are responsible for any applicable taxes or duties.

Subscriptions

• Subscriptions renew automatically unless canceled before the renewal date.
  
• You will be charged at the recurring rate disclosed at the time of purchase.
  
• By subscribing, you acknowledge ongoing billing until cancelled.
  

Refunds

Our refund and cancellation terms are governed by our Refund & Cancellation Policy, which forms part of these Terms.

Key points (summary):

• A 7-day money-back guarantee applies to both initial and renewal subscription charges.
  
• Refunds and cancellations must be submitted via email: [email protected]
  
• If you cancel, you retain access until the end of the current billing period unless a refund is granted.

For full details, see the Refund & Cancellation Policy.

Use of Services & Content License

License to Use

When you purchase or access our content (including videos, courses, coaching material, text, downloads, and other resources), you receive a limited, revocable, non-exclusive, non-transferable license for personal, non-commercial use only.

You agree not to:

• Copy, reproduce, distribute, or share content without permission
  
• Modify or create derivative works
  
• Sell, resell, or publish any content
  
• Share your login credentials or allow unauthorized access
  
• Use the Services for unlawful or prohibited purposes
  

We reserve the right to revoke access for violations of this license.

Intellectual Property Rights

All content, trademarks, logos, service names, designs, and intellectual property displayed on the Site are owned by One Life Inc. or its licensors.

Nothing in these Terms grants you ownership or rights beyond the limited license described above.

Unauthorized use may violate copyright, trademark, or other laws.

Professional Disclaimer

Content provided through OneLifeAccess—including wellness, lifestyle, coaching, motivational, financial, or personal development content—is for educational and informational purposes only.

It does not constitute:

• Medical or psychological advice
  
• Financial, legal, or investment advice
  
• Professional counseling or therapy
  

You assume full responsibility for how you use this information.
Always consult a qualified professional before making decisions that may affect your health, finances, or well-being.

Disclaimers & Limitation of Liability

Site Provided “As Is”

The Site and Services are provided “as is” and “as available” without warranties of any kind.

We do not guarantee that:

• The Site will be error-free, secure, or uninterrupted
  
• Results from using the Services will meet your expectations
  
• Content will be accurate, reliable, or up-to-date
  

Limitation of Liability

To the fullest extent permitted by law, One Life Inc. and its officers, employees, and affiliates will not be liable for:

• Indirect, incidental, special, consequential, exemplary, or punitive damages
  
• Loss of data, revenue, profits, reputation, or business opportunities
  

Our total liability for any claim will not exceed the amount you paid to us in the 12 months preceding the claim.

Some jurisdictions do not allow certain limitations; in such cases, our liability will be limited to the maximum extent allowed by law.

Indemnification

You agree to defend, indemnify, and hold harmless One Life Inc. and its directors, officers, employees, partners, and agents from any claims, damages, losses, liabilities, or expenses (including legal fees) arising from:

• Your use of the Site or Services
  
• Your violation of these Terms
  
• Your infringement of any intellectual property or other rights
  

Termination

We may suspend or terminate your account or access to the Services at any time, with or without notice, including for:

• Violations of these Terms
  
• Suspected fraudulent or abusive behavior
  
• Security concerns or legal compliance requirements
  

Upon termination:

• Your rights under these Terms cease immediately
  
• We may revoke access to any content or Services
  

You may also terminate your account at any time by contacting [email protected].

Governing Law & Dispute Resolution

These Terms are governed by the laws of Ontario, Canada, without regard to conflict-of-law principles.

Any dispute arising out of or relating to these Terms or the Services shall be resolved exclusively in the provincial or federal courts located in Ontario, Canada, and you consent to their jurisdiction.

Changes to Terms

We may update or modify these Terms at any time.
When updates occur:

• We will revise the “Last updated” date at the top of this page
  
• Continued use of the Site constitutes acceptance of the updated Terms
  

We recommend reviewing these Terms periodically.

Severability

If any section of these Terms is found invalid or unenforceable, it will be modified or removed to the minimum extent necessary.
All remaining provisions will remain in full force and effect.

Entire Agreement

These Terms, together with the Privacy Policy, Refund & Cancellation Policy, and any other referenced documents, constitute the entire agreement between you and One Life Inc.

Contact Us

If you have questions or concerns about this Privacy Policy, please contact:
One Life Inc.
Email: [email protected]
Address:  5249 Dundas St W, Etobicoke, Ontario M9B 1A5 Canada